bricklogic.

Privacy Policy

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Last updated: 25 February 2026

1. Introduction

BrickLogic ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, investment property calculators, and referral services (collectively, the "Service").

We are bound by the Privacy Act 1988 (Cth) (Privacy Act) and the Australian Privacy Principles (APPs). Additionally, as a provider of digital tools and a commercial intermediary, we operate in compliance with the Australian Consumer Law (ACL) and relevant state-based legislation regarding intermediary disclosures.

Important Notice Regarding Financial Calculators: The calculators and tools provided on this Service are for educational and illustrative purposes only. They do not constitute financial advice. By accessing the site, you acknowledge that you have read this policy and agree to our Terms of Use, which contain important limitations of liability regarding the accuracy of calculator outputs and assumptions.

2. Information We Collect

We may collect information that you provide directly to us or that is generated through your use of our tools.

2.1 Information You Provide to Us

  • Account Information: When you create an account, we collect your name, email address, phone number, and password.
  • Property and Financial Input Data: To function, our investment calculators require specific financial inputs. We collect and process the data you enter, which may include: household income and employment status; current savings, deposit amounts, and equity in existing properties; estimated property values, rental yields, and loan-to-value ratios (LVR); current debt levels (e.g., credit cards, personal loans). Note: While we process this data to provide estimates, we do not perform credit checks or access your credit file unless you explicitly authorise a formal application with a partner.
  • Communications: If you contact us, we may collect information such as your name, email address, and the content of your message.

2.2 Automatically Collected Information

When you access our Service, we may automatically collect certain information, including:

  • Log Data: Information such as your IP address, browser type, operating system, pages visited, time and date of visits, and time spent on pages.
  • Device Information: Information about the device you use to access our Service, including device type, unique device identifiers, and mobile network information.
  • Automated Decision Making (ADM) Data: We track how you interact with our calculators to algorithmically determine which professional services may be most relevant to your investment profile (see Section 5 for transparency on ADM).
  • Cookies and Tracking Technologies: We use cookies and similar tracking technologies to track activity on our Service and hold certain information.

3. How We Use Your Information

We use the information we collect for various purposes, including:

  • Provision of Calculator Services: To process your financial inputs and generate investment projections, repayment estimates, and tax scenarios (e.g., stamp duty or negative gearing estimates).
  • Intermediary and Referral Services: To connect you with third-party professionals (Mortgage Brokers, Buyers' Agents, Real Estate Agents) where you have expressed interest or requested assistance.
  • Service Improvement: To monitor and analyze trends, usage, and activities in connection with our Service.
  • Marketing and Communication: To send you technical notices, updates, security alerts, and support messages. We may also send you offers from our partners, subject to your express consent and the Spam Act 2003 (Cth).
  • Security and Compliance: To detect, prevent, and address technical issues and fraudulent or illegal activity.

4. Disclosure of Information and Intermediary Arrangements

This section explains how your data is shared. Please read carefully.

4.1 Referral Partners (Third-Party Professionals)

We may disclose your Account Information and Financial Input Data to selected third-party partners ("Referral Partners") to facilitate the services you have requested. These partners include:

  • Mortgage Brokers and Lenders;
  • Buyers' Agents and Property Strategists;
  • Real Estate Agencies and Conveyancers.

Disclosure of Financial Incentives: In accordance with Australian Consumer Law and Section 47B of the Fair Trading Act 1987 (NSW), we disclose that BrickLogic acts as a commercial intermediary. If we refer your details to a Referral Partner, or if you engage a partner through our platform, we may receive a financial benefit (such as a referral fee, spotter's fee, or share of commission). This arrangement allows us to provide our calculators to you at no direct cost. By using our referral service, you consent to this arrangement.

4.2 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as hosting, data analysis, payment processing, and customer service. These providers are contractually obligated to protect your data.

4.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

4.4 Business Transfers

If we are involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.

5. Automated Decision Making (ADM) Transparency

In compliance with the Privacy Act (as amended), we inform you that we use computer programs to make automated decisions that may affect your experience.

Kinds of Decisions: We use algorithms to assess your Financial Input Data (e.g., loan size, deposit) to determine your eligibility for certain partner offers or to route your enquiry to the most appropriate broker (e.g., matching "First Home Buyers" with specialists in government grants).

Human Review: These automated processes are used for routing and preliminary qualification only. They do not constitute a final credit decision. All loan approvals are subject to human review by the respective lender or broker.

6. Disclaimer: No Financial Advice

To protect you and us, please note:

  • Estimates Only: The outputs of our calculators are estimates based on user inputs and statutory assumptions (e.g., current tax rates). They do not take into account your full personal financial situation.
  • Not Professional Advice: BrickLogic is not a financial adviser, tax agent, or legal practitioner. Nothing on this site constitutes a recommendation to acquire or dispose of a financial product.
  • ASIC Compliance: Our tools are "generic financial calculators" provided under ASIC Corporations (Generic Calculators) Instrument 2016/207. You should consider obtaining advice from a holder of an Australian Financial Services (AFS) licence before making any investment decision.

7. Data Security and Notifiable Data Breaches

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Notifiable Data Breaches (NDB): In the event of a data breach that is likely to result in serious harm to you (e.g., exposure of financial details), we will notify you and the Office of the Australian Information Commissioner (OAIC) as required by Part IIIC of the Privacy Act 1988.

8. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access: The right to access and receive a copy of your personal information
  • Correction: The right to request correction of inaccurate or incomplete information
  • Deletion: The right to request deletion of your personal information
  • Opt-Out of Referrals: If you have requested a referral but change your mind, please contact us immediately. Note that if your data has already been transferred to a Referral Partner, they will become the controller of that data, and you may need to contact them directly to withdraw consent.

To exercise these rights, please contact us using the information provided in the Contact section below.

9. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law. We will delete or anonymize your personal information when it is no longer needed.

10. Children's Privacy

Our Service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.

11. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ from those in your jurisdiction. We take reasonable steps to ensure that any overseas recipients adhere to standards substantially similar to the Australian Privacy Principles.

12. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us through our website contact form or via email. We will respond to your inquiry as soon as possible.